Security & Compliance
Privacy by Design
End-to-End Encryption
All sensitive financial data — from expense logs to income records — is encrypted in transit and at rest using AES-256 encryption, the same standard used by global banks and government agencies. No data is ever exposed in plain text.
Zero PII On-Chain
Finu never stores Personally Identifiable Information (PII) on the blockchain. Wallets are auto-generated and pseudonymous, ensuring that on-chain activity cannot be tied back to individual users through Finu.
Cloud Security & Infrastructure Resilience
Hosted on secure cloud platforms (e.g., AWS) with auto-scaling, DDoS protection, and routine penetration testing
Data backups conducted daily with redundancy across geographic regions
Role-based access controls for internal staff to minimize surface area risk
Regulatory Compliance: Trust Built into the Core
GDPR Compliant
Finu is fully aligned with the General Data Protection Regulation (GDPR), ensuring:
User data portability
Full control over account deletion and history
Explicit consent for any data processing or analytics
SOC 2 (Type I and II) Aligned
Finu follows SOC 2 controls covering:
Security
Availability
Confidentiality
Processing integrity These principles guide internal development practices, access logs, and platform updates.
Future-Proofed for Global Expansion
As Finu enters international markets, its infrastructure is designed to adapt to local data regulations including:
CCPA (California Consumer Privacy Act)
UK GDPR
FADP (Switzerland)
Potential MiCA (Markets in Crypto-Assets Regulation) alignment in the EU
Web3 Security: Trustless, Auditable, Verifiable
Smart Contract Audits
All core smart contracts undergo third-party audits, with the first comprehensive audit scheduled by Certik in Q4 2025. The audit scope includes:
Reward distribution logic
Staking contracts
Governance modules
Token handling and wallet interactions
Post-audit results will be publicly accessible and open to community review, ensuring transparency and accountability.
Non-Custodial Wallet Architecture
Finu uses non-custodial wallets for every user — eliminating centralized asset custody risks. Users retain control of private keys or can opt for biometric/secure device wallets (via WalletConnect) without exposing seed phrases.
Financial Data Integrations: Bank-Level Security
Plaid Integration
Bank connections and financial syncs are powered by Plaid, a trusted provider used by apps like Robinhood, Venmo, and Coinbase. Plaid provides:
Secure tokenized access to 12,000+ financial institutions
99.99% uptime
Read-only permissions (Finu cannot move or alter funds)
No bank login credentials are stored on Finu’s servers at any point.
2. User Protection Layer
2FA + Biometric Login for sensitive actions
Session timeout + device activity monitoring
Anomaly detection algorithms flag suspicious behavior for internal audit
User alerts for key financial events or attempted access
Bug bounty program to identify vulnerabilities post-launch
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